I had the same problem a lot of people have reported here with my X920BT and horrible bluetooth call quality. I could hear the other person fine but to them I sounded garbled and impossible to understand. I was convinced it was not a mic placement issue because a. voice recognition worked fine and b. even if I spoke directly in front of/into the mic I had the same distortion problem.
Anyway, I tried moving the the mic after a few months and now the sound quality is pretty good, huge improvement. So if you are having this issue and have not tried moving the mic yet definitely give it a try.