Took a trip from Washington DC south to the Hampton Roads area recently. My trip took me down 95 south, to I-64 East into the Norfolk area.
In short, the GPS Navigation was dead on, even with no VSS wire connected. (My "learning" screen shows left turn, right turn, and distance all at approx 50% learning). It even stayed fully on target/tracked/clicked down the miles while traveling underwater inside the Monitor/Merrimac Tunnel. (how did it accomplish that, with no VSS??)
XM Navtraffic worked a bit in the Northern VA area, as well as the Hampton roads area. Coverage is still VERY spotty. If this doesnt improve in the next 12 months, assuming there is no merger, Im cancelling XM and going with the NFL and Stern on Sirius. If Sirius gets a D3 compatible Navtraffic that WORKS well in the DC Metro area, Im switching regardless.
The XM worked fairly well, but through the Williamsburg/Newport News sections of 64 (tall trees on both sides of the highway), the XM cut out a number of times, and was quite annoying. Dont have this problem in the DC area. My XM antenna is mounted on my dash, far forward into the passenger side corner of the windshield.