For really cold winter, you need the least moving parts. So the z2 has the extra hard drive and motorised screen....
Do you have an ipod? If yes, well you probably don't need to put your files inside the z2 hard disk?
Do you have kids? If no, well you probably don't need the dual zone functions.
Do you care seeing POI in 3D? If no, well you probably don't need the 3D POI function.
Do you care about having a screen .9inch bigger??? If no, well you probably don't need this big screen size.
Do you have an extra 1200$ to spend for these gadgets? If no, well stick with the D3, you will be happy!