I respect that some people are worried about getting screwed on warranty within their first year. However hear me out as I've applied this same thought process to my TV as well as several other large expensive appliances and I have saved hundreds of dollars.
1. Find the cheapest price on eBay, Google Shopping, Amazon, or other price comparison. (In this example, I just bought the AVIC-Z120BT for my Dodge Magnum today and the best price I could find was on eBay)
2. Before purchasing, verify that you can get an Extended Service Contract (AKA Extended Warranty) through a third party...again I shop the same places but I am searching for an extended warranty for car audio in this example. I have bought RepairMaster warranties before and I have had to use it once. They are pretty cheap insurance usually. In this case I found the RMM51500 (Also known as the A-RMM51500 using Google Shopping.... please notice I'm not telling you who to buy through...I am not advertising, just telling you what I do to save money and get protection.)
Here is what I did and what I paid today:
I went to Bing.com and searched for something that brought up the eBay 8% cashback banner. (SWI-PS is one such term but many more common terms like Wii and others will bring it up too.)
I clicked the Bing.com banner for 8% cashback. (You have to have or create a cashback account at Bing.com for this to work...it is free, just an extra step if you don't already have one. I do.)
I went to the Buy-It-Now I wanted, for $1078 from a seller who I have bought other electronics from in the past who also has a very high feedback rating (buy from any seller, just make sure they have an excellent rating.) I completed the purchase and paid with Paypal.
I got 8% cashback immediately ($86.24) and my final price, shipped, was $991.76. I bought the 5 year extended warranty for $70 including shipping. Personally, I feel like I got a LOT more value for my money. The $300 off coupon is a great deal, so if you want to go through them please go right ahead and don't feel bad about it! In fact go ahead and get an extended service contract that will cover you for 4 extra years for $70.
I just wanted to share what I do. I did this with my TV which has been repaired once. The warranty on the TV cost me $113, the repair would have cost me $450. I bought 3 more RepairMaster extended warranties on the next 3 big ticket purchases... their prices ranged from $60 to $100... so in that ~$330 that I saved on the first repair I am not covered on three more devices. I doubt I'll have another failure, but if I do it is taken care of.
Sorry I'm long winded. Sorry this probably has a "salesmans" tone of voice...I didn't really want to rewrite it. Just notice how I only mention brands and places where you can search.
I also wanted to point out the 8% Bing ChashBack as that program is ending at the end of July.