I used to have a Premier head unit with 5 or 6 volt preouts and the sound was loud and very clear. When I installed the D3 (who's preouts are only 2.2 volts) I could turn the volume all the way up, with the SLA pegged at 4, and my amps gain levels set to max and it wasn't very loud at all and was kind of flat.
I think there was something wrong with your D3! 4v preouts are a marketing gimmick really - you only get 4v at full volume (62), and the voltage increases exponentially, so at normal volume there won't be much difference between 2v and 4v preouts. If your HU and amps are working properly and the gains are setup correctly, you shouldn't notice any difference between the two.
I've scoped the preouts on my F900, and they output roughly 2v rms at volume 62. At volume 58 it's down to 1v rms, and at more normal volumes it's much much lower (probably 0.0.. something). Therefore, with 4v preouts, the increase in voltage below about level 55 is going to be tiny. An F900 at full volume (62) should output a similar preout voltage to an F90 at volume 58
In my last car, I had Alpine and then Clarion HUs, both with 4v preouts, and then changed to a Sony XES, which "only" has 2v preouts. A small tweak to the amp gains was all the system needed to set them up for the new voltage - not the large adjustment you might expect, because the difference in preout voltage wasn't that much in real terms. The XES was (and still is) one of the finest SQ HUs ever made - the Alpine F#1 of its day, but it was around before someone decided "4v preouts" was good marketing - it's no worse off for it
completely depends on what the inputs of certain amplifiers accept. some work well with low input voltage. many do not.
i don't want to turn volume up on any pioneer head unit into the upper numbers. with my Z1, it sounded horrible once you were into the upper 20's.
my ZAPCO competition amps starve for input voltage, and without high voltage inputs they don't perform up to their capability.