Its funny, when I called Pioneer, the tech said the XM tuner was totally seperate from the D3 and the icons should appear without the DVD installed.
You would think the techs would know this. The tech I spoke with said the XM tuner was defective. They wanted me to send the XM tuner back for repair, which would take at least 10 days, and shipping would be my dime.
Anyway, thanks for the info, this is a great site.