For Z130, Z140, and Z150 head units: You need the 2015 CARDINFO.CIF and the 2015 VERINFO.DAT file. Maybe someone from you EU forum would be willing to upload the files.
The F Series (Europe) guys posted their CardInfo mods to make it work with older models. I guess whoever contributed their 2015 update had bought the version for the newer models such as AVIC-F30BT, F930BT, F9310BT, F40BT, F940BT, F840BT, F8430BT). So their CardInfo mod was to support older ones like For those with Avic F10BT, F20BT or F920Bt.
I wish I understood more about the format of Cardinfo. Long ago pionara was doing some reverse-engineering and documented the internal hardware model labels that are used within CardInfo . Here is an abbreviated list of what he found:
- X07UNC (Z110BT)
- X05EUR (F310BT)
- X05UNC (U310BT)
- X27EUR (F920BT)
- X27UNC (X920BT)
- X30EUR (F20BT)
- X30UNC (Z120BT)
- X71EUR (F30BT)
- X71UNC (Z130BT)
- X72EUR (F930BT)
- X72UNC (X930BT)
- X14EU0 (F40BT)
- X14UC0 (Z140BH)
- X15EU0 (F940BT)
- X15UC0 (X940BT)
I should point-out that CardInfo.cif is just a text file. The format is very cryptic and I could not find much on how to decode it. Maybe its buried in some thread I didn't find. However those 6-character labels above are present. The F series guy's mod was to use a text editor to replace the newer unit's labels with the older unit's labels. That is: original link:
For those with Avic F10BT, F20BT or F920Bt
Open the original CARDINFO.CIF in text editor, search and replace this:
KJJARRH8R51UX72EUR (label X72EUR)
With
X07EURX27EURX30EUR (labels X07EUR, X27EUR, X30EUR)
Note that this is just a small segment of the entire text file, which always seems to be 300 characters long.
HOWEVER I examined the European Cardinfo file and it seems to be a different format. The US/CN version has the above labels spaced out around the file with a bunch a mysterious characters between. See attachment for hex dump of US/CAN Cardinfo.

So, for any enterprising, adventurous, and somewhat skilled Z1130/140 owner out there (or the X series equivalents), you might try taking a stab at moding the Z120/X920 US file. Just make sure you have a backup of /USER. Sorry, I can't try since my HU is a Z110 and it is already updated.
Notes: I'm not sure if a particular CardInfo is tied to a specific release (2015 US/CN vs EU, or 2013 vs 2015). As has been discovered - you can get past the "Update" prompt and still get the wrong SD detected. Maybe all those mysterious characters relate to a specific set of files?
All the Cardinfo files start with "#PIONEER" but from there on the format seems different. I wonder if the next character indicates a format? Or maybe a region? Maybe nothing in particular?
Maybe, all those mysterious letters and numbers is just to obfuscate the file - maybe they are meaningless noise. That would explain why the Euro mod worked - just adding the desired model labels and keeping the file length at 300.. Just an idea worth testing.
Like I've said before, pionara has much more experience in decoding these files. I was hoping he'd help out here.