Just to update, the MSNDirect data was on from the get go this time. I guess the unit was still syncing up the data the first time.
And to add to what the poster after me said in regards to firmware updates, I noticed that as well. I also think that Pioneer will be offering an update to the voice directions as well because they was an SD option when I was playing with the voice guidance settings. So maybe the "comma" will be fixed to say point. Crossing my fingers!